Low Income Apartments and Affordable Housing For Rent in Champaign, IL (2024)

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Discover affordable housing in Champaign where there are 19+ housing opportunities based on income and household needs like accessible units for seniors or persons with disabilities. Find and apply to these low income apartments now.

Town Center Apartments

2413 N. Neil Street, Champaign, Illinois 61820



Countrybrook Apartments

2592 W Springfield Ave, Champaign, Illinois 61821


Round Barn Manor Apartments

2000 W John Street, Champaign, Illinois 61820

Eden Supportive Living of Champaign

222 N State St, Champaign, Illinois 61820

The Haven at Market Place

501 Interstate Dr, Champaign, Illinois 61822


Providence at Sycamore Hills

1301 N. McKinley, Champaign, Illinois 61821


Times Center Construction

70 E Washington St, Champaign, Illinois 61820

Bristol Place

114-19 E Garwood St, Champaign, Illinois 61820


Douglas Square Apartments

Bradley And 4th St, Champaign, Illinois 61820

Oakwood Trace Apartments

1121 Red Oak Court, Champaign, Illinois 61820


Oakwood Trace Townhomes

304 E Beardsley Ave, Champaign, Illinois 61820

Gregory School Apartments

202 W Columbia Ave, Champaign, Illinois 61820

Columbia Place

501 E Columbia Ave, Champaign, Illinois 61820

Scattered Sites

1106 N 6th St, Champaign, Illinois 61820

Washington Square

108 W Washington St, Champaign, Illinois 61820

Skelton Place

302 S 2nd St, Champaign, Illinois 61820

Gramercy Park Apartments

2106 W White St, Champaign, Illinois 61821

Burch Village Redevelopment Mhr - 2055 E

E Bradley Ave, Champaign, Illinois 61820

How To Identify Affordable Housing in Champaign, Illinois

Look for program and preference badges on affordable apartment listings. These badges can help you identify the types of low income housing each apartment offers and if you may be eligbile for rental assistance or reduced rents.


switch_access_shortcutShort Wait

Low income apartments with no or short waiting lists.


Low income housing where the rent is subsidized and the renter pays only a portion of total rent.

real_estate_agentAccepts Vouchers

Apartments that accept Section 8 vouchers near you


Rental housing for seniors who are 55 (or sometimes 62) and older.

paymentIncome Based

Affordable apartments where the rent paid is based on renter income.


Meets Accessibilty Requirements of the Fair Housing Act, the ADA, or HUD policy.


Apartments for individuals or families with disabilities.

Back to rentals ↑

The Hourly Wage Needed to Afford A Safe, Modest 2 Bed Apartment InChampaign, Illinois



(+42%) more thanIllinois minimum wage and


(+174%) more than the Federal minimum wage.

Learn More About Champaign, Illinois AffordableHousing ↓

What HUD offices serve Champaign, Illinois?

Public Housing Agencies operate federally assisted affordable housing programs atlocal levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within theirjurisdiction.

Housing Authority of Champaign County

Operates the Section 8 Housing Choice Voucher (HCV), Moving to Work, Veteran Affairs Supportive Housing (VASH), Section 8 Project-Based Voucher (PBV), Mainstream Voucher, Rental Assistance Demonstration (RAD), Homeownership programs for Champaign, Illinois.

Go to theIllinoisPublic Housing and Low-Income Apartments Waiting Lists page for openings near Champaign.

How many renters live in Champaign, Illinois?

The City of Champaign haspeople living in households.

There are renters living inrenter households in thisCity. Renters make up 46.16percent of the population living in Champaign.

What is the rental market like in Champaign, Illinois?

There are an estimated housing units in theChampaign area. Of these, units are rentalhomes, making up percent of the housing market. Forevery renter household in Champaign, Illinois, there are1.13 rental units.

What is the vacancy rate for rentals in Champaign?

The rental vacancy rate in Champaign is 6 percent.This is alower than averagevacancy rate.When rental vacancy rates are low there are fewer available units. Rents tend to be higher as morepeoplecompete for scarce housing.

How many rental units are in Champaign for each bedroom size?

Occupied Rental Units by Size in Champaign
StudioOne-BedroomTwo-BedroomThree-BedroomFour+ Bedrooms

Occupied Rental Units by Size in Champaign

A large number of apartments in Champaign have two or fewer bedrooms. Seniors and youngprofessionalsespecially may have more success finding an apartment that meets their needs.

How Much Is Rent in Champaign

Depending on size, the Fair Market Rent - HUDs measurement of the cost of an average housing unit - rangesfrom $880 to $1,397. FMRs areupdated annually by HUD for every city and county nationwide.

Bed Size2024 Fair Market Rents
One BR$885
Two BR$1,049
Three BR$1,372
Four BR$1,397

2024 Fair Market Rents in Champaign, Illinois

How many units are rented at Fair Market Rent (FMR) in Champaign?

Renters with a Section 8 Housing Choice Voucher must select a home that is at or below the area’s FairMarket Rent. Markets with a large share of units above FMR tend to have longer search times to find aqualified unit, while those with a large share of units below FMR tend to have more choices and shortersearch times. The share below FMR can vary by size of unit, as shown in the table below.

These are the approximate number of units renting below the FMR in this market:

Unit SizeCount of Units Below FMRPercentage of Total Units Below FMR
Studio85944 percent
One BR2,70954 percent
Two BR2,67033 percent

Rental Units Below FMR in Champaign, Illinois

How many affordable rental units are in Champaign?

There are a variety of federal affordable housing programs serving households inChampaign, Illinois including the following:

Federal ProgramUnit Count
Low Income Housing Tax Credit
Section 8 Project-Based Rental Assistance
Tracked Units by Federal Program in Champaign, Illinois

Rental units may be funded in part by multiple federal programs.

Income Based Apartments in Champaign, Illinois

Champaign features 696 income based apartments.Tenants of income based apartments typically pay no more than 30% of their income towards rent andutilities.

Low Rent Apartments in Champaign, Illinois

There are 450 rent subsidized apartments that do notprovide direct rental assistance but remain affordable to low income households in Champaign.

Housing Choice Vouchers in Champaign, Illinois

On average, Section 8 Housing Choice vouchers pay Champaign landlords$300 per month towards rent. The average voucher holdercontributes $200 towards rent inChampaign.

The maximum amount a voucher would pay on behalf of a low-income tenant in Champaign, Illinois fora two-bedroom apartment is between $944 and $1,154.

Sourced from federal housing data and AffordableHousingOnline.comresearch.

Affordable Housing Tip

Housing options for immigrants.

Some housing programs do not have a citizenship requirement, such as Low-Income Housing Tax Credit apartments.

What Renters Say About Us

Izzie Tiffany says:

"Affordable Housing Online is an excellent resource. Thank you for your service."

Low Income Apartments and Affordable Housing For Rent in Champaign, IL (2024)


Who qualifies for low income housing in Illinois? ›

Number of PersonsExtremely Low 30% of MedianLow 80% of Median
4 more rows

What is the Housing Choice Voucher Program in Champaign IL? ›

The Housing Choice Voucher Program provides both Project-Based Vouchers, which provide rental assistance to a specific property, and Tenant-Based Vouchers, which allow families to select housing of their choice throughout Champaign County.

How much do I need to make to live in Champaign, IL? ›

Living Wage Calculation for Champaign County, Illinois
0 Children2 Children
Living Wage$19.88$44.26
Poverty Wage$7.24$12.41
Minimum Wage$14.00$14.00

What is the cost of living index in Champaign IL? ›

The Cost of Living Index in Champaign is 87.6, which means that Champaign is 12.4% more affordable than the national average of 100. The Cost of Living Index in Illinois is 93.7, making Champaign 6.1% more affordable than the state average.

How to get low income housing fast in Illinois? ›

Top Programs for Low Income Housing with No Waiting List in Illinois:
  1. PHA Vouchers. ...
  2. HUD 202 Direct Subsidy Program. ...
  3. Low-Income Housing Tax Credits. ...
  4. Illinois Low Income Home Energy Assistance Program. ...
  5. USDA Rural Development Rental Assistance Programs. ...
  6. Section 8 Program. ...
  7. Housing Action Illinois.
Jan 15, 2024

How long does it take to get section 8 in Illinois? ›

Pre-approved applicants will have their name placed in a lottery bank until their name is drawn. In many cases, it can take several months to get approved. The approval ratio depends on the amount of funding available from HUD and possibly, other local agencies as well.

Is Champaign Section 8 waiting list open? ›

As of May 30, 2024, Champaign County currently has 1 Section 8 Waiting Lists whose status is OPEN. Begin your Section 8 Housing Choice Voucher waiting list application with your local housing authority using the tools below.

What is a housing choice voucher in Illinois? ›

Housing Choice Voucher Program

HCV, also known as Section 8 is a housing subsidy that eligible persons receive to reduce their share of the cost of rent.

What is a housing choice voucher in CT? ›

The Housing Choice Voucher program is the federal government's major program for assisting very-low-income families to afford decent, safe, and sanitary housing in the private market. Participants are able to find their own housing, including apartments, townhouses, and single-family homes.

What is a livable wage for a single person in Illinois? ›

Illinoisans would need a minimum income of $49,372 to live comfortably. That income will be harder to stretch if you live in downtown Chicago, where Apartments.com says the average rent is $1,777 a month.

What is Champaign's minimum wage? ›

The city's minimum wage increased to $15.40 per hour on July 1, 2022. Illinois' minimum wage is currently $13.00 as of January 1, 2023 and will increase to $15 per hour by January 1, 2025. The minimum wage ensures a minimum standard of living and protects worker health and well-being.

Is Champaign expensive to live? ›

Champaign, Illinois's cost of living is 12% lower than the national average. The cost of living in any area can vary based on factors such as your career, its average salary and the real estate market of that area.

Is Champaign Illinois affordable? ›

To live comfortably in Illinois, particularly in areas like Champaign, the estimated cost per month for a single person typically ranges from $4,000 to $5,800, covering expenses such as housing, utilities, groceries, transportation, healthcare, and discretionary spending.

How much does it cost to live comfortably in Illinois? ›

While the Bureau of Economic Analysis estimates on average, that an Illinois resident spends $49,558 per year, per the bureau's 2021 data.

What is the poverty rate in Champaign? ›

The average household income in Champaign is $83,729 with a poverty rate of 23.58%. The median age in Champaign is 27 years: 26.4 years for males, and 27.5 years for females.

What disqualifies you from HUD housing in Illinois? ›

Federal policies (HUD) require the Chicago Housing Authority (CHA) to ban individuals from Housing Choice Vouchers (Section 8) if they meet any of the following conditions: 1) evicted from federally assisted housing within the past three years because of drug related criminal activity; 2) registered sex offender; 3) ...

What is the highest you can make for section 8? ›

FY 2024 Section 8 Income Limits (Effective 04/15/2024)
Number of PersonsExtremely Low Income 30% of MedianLow Income 80% of Median
1$ 29,150$ 77,700
2$ 33,300$ 88,800
3$ 37,450$ 99,900
4$ 41,600$ 110,950
4 more rows
Apr 15, 2024

How much is a one bedroom section 8 voucher in Illinois? ›

Section 8 Housing Income Limits & Payment Standards
Payment Standards – By Bedroom Size (Effective 1-1-2024)

Does Illinois Medicaid help with housing? ›

Supportive Living Program, administered by the Illinois Department of Healthcare and Family Services, is a service-enriched housing option available to Medicaid-eligible individuals that allows elderly, age 65 years and older, or adults, ages 22 – 64 years, with disabilities who would otherwise need nursing facility ...

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